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ASDA Critical Illness Insurance

You cannot be expected to concentrate on recovery from a serious illness if you are worried about paying your mortgage or rushing back to work. ASDA Critical Illness Cover will pay out a tax-free cash lump sum upon your diagnosis with a serious illness so that you can relax and get well.

ASDA's Critical Illness Cover is flexible, allowing you to choose the right level of cover for your budget and needs. The basic plan covers the most severe conditions, while a comprehensive policy will cover a range of conditions, including loss of sight, hearing loss, and total permanent disability.

The cover level you choose will depend on a number of factors, including the amount of sick pay available from your employer, your monthly outgoings, other sources of income in your household, and extra work-related benefits you may be entitled to receive. ASDA advisors can take the guesswork out of choosing your policy, and can walk you through the application process step-by-step.

Because the cost of Critical Illness Cover increases with age, the sooner you take out a policy, the cheaper your premiums will be. Customers who do not smoke and who are in good health will also see lower premiums than those with existing health conditions.

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